Ramp, the New York corporate card and finance software company, has acquired Vesto, a New York startup that makes treasury management software. Ramp announced the deal in a blog post on October 20, 2026.
Terms were not disclosed.
Ramp has already used Vesto's technology to launch a new Banking tab that shows customers' accounts at other banks next to their Ramp accounts. Founder Benjamin Döpfner is joining Ramp's product team, according to Dealroom. Ramp did not say what happens to Vesto's own product or its existing customers.
What Vesto built
Vesto was founded in 2022 by Döpfner. For the past three years it has built software that lets companies connect and control cash held at several banks from a single dashboard, and it helped more than 100 companies do so, according to Ramp. Its technology also helps customers forecast cash flow.
Dealroom lists Vesto as having raised $2.8 million. It did not name the investors.
"Finance teams shouldn't need separate systems to manage cash and control how it's spent," Döpfner said in Ramp's announcement. He said that at Ramp the team can build that connected experience faster and bring it to more than 85,000 businesses.
“Finance teams shouldn't need separate systems to manage cash and control how it's spent.”
What Ramp is building
Ramp's new Banking tab shows Ramp checking and investment accounts alongside external bank accounts. It connects to more than 12,000 financial institutions, including direct connections to enterprise platforms such as Bank of America CashPro, J.P. Morgan Access, CitiDirect and Wells Fargo Vantage.
The tab categorises bank transactions automatically, surfaces information about balances and activity, and forecasts cash across all accounts and legal entities so finance teams can see future liquidity and spot shortfalls. Ramp said the feature is available now and that existing customers can connect their bank accounts from the Banking page.
Ramp chief product officer Geoff Charles wrote that the average Ramp customer has more than three bank accounts. Over time Ramp plans to turn the tab into a central place for viewing, reporting on, forecasting and moving money across all of a company's accounts.
One early user, Kevin Marcotte, senior accounting manager at Picogrid, said in the post that his team used to log into four banking portals just to understand its cash position.
Charles described the deal as a step towards helping businesses make the most of their cash. Ramp said the forecasting tool is meant to let finance teams "see future liquidity, anticipate shortfalls, and put excess cash to work", which ties the new view of outside accounts to Ramp's own checking and investment accounts, where customers can hold that cash.
Why Ramp is buying
Dealroom describes Ramp as an expense management fintech. Treasury, the work of tracking and moving a company's cash, is a close fit, because the money Ramp helps customers spend sits in bank accounts the company does not control.
Dealroom noted that Ramp has applied to the Office of the Comptroller of the Currency for a national trust bank charter, and that about a week before the Vesto deal it raised $1.85 billion at a $60 billion valuation. Dealroom said the move into banking and treasury tools is meant to deepen Ramp's role in corporate finance and keep customers inside its products.
Dealroom lists Ramp's total funding at $4.7 billion. The Vesto purchase is small next to that, but it lands as Ramp tries to become the main system a finance team uses to see and move money, not only to spend it.
A small deal for a large buyer
For Ramp, Vesto is a product and team purchase rather than a revenue play. A startup with $2.8 million in funding and about 100 customers gives it working bank connections and forecasting software it would otherwise have had to build, and the feature shipped on the day the deal was announced.
For Vesto, the sale puts its software in front of more than 85,000 businesses, a far larger base than a small treasury startup could reach alone.
