ekincare, an Indian digital health platform that runs healthcare benefits for employers, acquired all of Superclaims, a Hyderabad startup that sells AI software for adjudicating health insurance claims. The deal was announced on 6 July 2026.
The companies did not disclose the price or other financial terms.
Superclaims will keep its own brand and continue to operate independently, using ekincare's platform and distribution network. Co-founders Bhavish Ramaswamy, the chief executive, and Maneesh Daithala, the chief technology officer, stay in their roles along with the rest of the leadership team and will report to ekincare's senior management.
What Superclaims built
Superclaims sells software to health insurers and third-party administrators (TPAs), the companies that assess and settle claims on insurers' behalf. Its product plugs into their existing claims workflow and automates the document checks that decide whether a claim is paid, flagging claims that are ineligible, duplicated or inflated.
The company says its system cuts the time needed to review a claim from around 90 minutes to under five. Telangana Today reported in July that the startup had built a system of 65 AI agents that handle different stages of adjudication, that it processes more than 100,000 claims a month and that it works with more than 10 insurers and TPAs.
The announcement presented the speed gain in patient terms: the average wait at a hospital discharge counter for approval of a cashless claim is 90 minutes, according to the release.
Beyond faster payouts, the companies said the claims data Superclaims structures can feed fraud detection and help insurers price policies more accurately, replacing reviews where insurers and TPAs each worked from separate, unstructured records.
“At Superclaims, we've always believed that claims should be a source of confidence, not complexity.”
Why ekincare is buying
ekincare says it serves more than 2 million employees across over 1,000 organisations. Its platform links employers that fund health benefits, the employees who use them and the hospitals and clinics that provide care. The missing piece, in the company's telling, was the insurers and TPAs that process the claims.
Buying Superclaims brings that layer onto the platform and widens ekincare's market from corporate healthcare into insurance technology. The companies expect to sell to more insurers and TPAs, sell more to ekincare's existing enterprise customers and cross-sell between the two businesses. They also said the deal positions them to offer the software to insurers outside India.
Kiran Kalakuntla, ekincare's co-founder and chief executive, said healthcare had developed in silos and that Superclaims supplied the insurance layer the platform had lacked.
ekincare described itself in the release as India's leading digital health platform and one of the country's largest enterprise healthcare platforms. It did not give its own revenue or say how the purchase was funded, and the release did not say whether the deal was paid in cash, shares or both.
The founders
Superclaims was founded in September 2024 by Ramaswamy and Daithala, who were both 26 at the time of the Telangana Today report. The deal therefore came less than two years after the company started.
Neither the release nor the local press coverage reported any outside funding for Superclaims, and the companies did not give its headcount or revenue. Daithala said the founders had set out to show that AI could help insurers make faster, more consistent and explainable decisions, not just automate paperwork.
Ramaswamy said Superclaims had used AI to help insurers and TPAs make faster and more accurate decisions, and that joining ekincare would let it connect claims with the rest of the healthcare system.
A large and leaky claims market
India processes more than 30 million health insurance claims a year (3 crore in Indian notation), according to the release, and the number is rising. Insurers paid out more than INR 94,000 crore, about $11 billion, in claims in the 2024-25 financial year.
The companies argued that small improvements in catching errors and fraud are worth large sums at that scale. Their example: an insurer paying out INR 500 crore (about $60 million) a year in claims could save almost INR 5 crore (about $600,000) by cutting leakage by one percentage point.
